Trusting Local Solutions for Your Local Business
As the county seat of Lake County, Indiana, Crown Point holds a special place in the hearts of most residents. However, beyond the longstanding history dating back to the early to mid-1800s, Crown Point, the Hub of Lake County, has become an integral part of the Indiana economy, especially in the transportation sector. Trucking and other transportation positions make up a decent portion of Crown Point's economy. As any owner-operator or fleet manager knows, transportation insurance solutions in Crown Point are mandatory.
The Necessity of Transportation Insurance
Federal and state regulations require insurance coverage for the entire transportation industry. Therefore, whether you are an owner-operator or fleet manager, insurance is a requirement. However, the need for insurance does not mitigate its overall effectiveness. Commercial transportation is a risky industry, and not only because of the road time of workers. Transportation is directly involved in the logistics of secondary goods and merchandise. If you wish to protect your business against liability issues, then insurance coverage is essential. There are several businesses where transportation insurance solutions in Crown Point are mandated as well.
- Delivery and logistics businesses
- Commercial transportation companies
- Independent owner-operators
Why Use Our Services
The insurance market is incredibly challenging to navigate as a novice and even as an experienced business owner. Our brokers understand the federal and state regulations of the transportation industry, making us valuable partners in the selection of transportation insurance solutions in Crown Point. Beyond understanding industry codes and laws, we also look beyond the basics to find a plan worthy of your enterprise. Too many companies focus on the obvious, like trucking accidents, but it is necessary to look beyond and talk about liability and property and personal injuries. We want to make sure that your business is protected no matter what, which is why we focus on three key areas.
- Motor truck cargo coverage: This coverage protects drivers and transporters of goods. The primary concern of this coverage is to shelter the employee from personal responsibility of client items. Therefore, in the event of lost or damaged freight, the insurance policy kicks in shielding the employee and business from most if not all out of pocket expenses.
- Primary liability: When looking into transportation insurance solutions in Crown Point, it is necessary to consider primary liability. Federal and state agencies often mandate this liability coverage, and it also protects the drivers and the business from out-of-pocket expenses. The purpose of primary liability coverage is to cover the damages or injuries other people receive because of a truck accident.
- Physical damage: Trucking and transportation companies use expensive equipment during day-to-day operations. It is necessary to protect your equipment in case of accidents. Physical damage insurance protects against repair or replacement costs for trucks, trailers, transport vans and several other items. The coverage will kick in after collision, theft, fire, vandalism, weather damage or other specified issues.
Let our specialists work with you to determine the best coverage possible. We want to make sure that you are protected against general liability, civil liability and corporate liability. Our focus is on creating risk management and transportation insurance solutions in Crown Point to keep you in operation for the long haul.