Protect Your Agribusiness Against Diverse Risks
Alachua County is home to 1,662 farms, with Central Floridians devoting more than 54% of the land surrounding Gainesville to agricultural uses. This fertile region contributes to making Florida one of the United States’ leading producers of agricultural products, ranking first in national sod production and second in citrus crops.
When it comes to agribusiness in Gainesville, the public may think only of local farmer's markets full of Florida blueberries, bush beans, and cucumbers; however, agribusiness professionals know that farmers are first and foremost businesspeople who must manage risks not just from regulations and markets, but also from Florida’s unpredictable climate.
Agribusiness Insurance in Gainesville From Farm to Fork
HUB’s service area includes all of Gainesville and Alachua County. We’re centrally located on NW 41st street between the University of Florida and the North Florida Regional Medical Center. We serve as a trusted community partner of the agriculture industry, providing coverage to farms and the following types of agribusinesses:
- Greenhouse equipment suppliers
- Farm equipment and supply manufacturers and distributors
- Machinery producers
- Seed suppliers
- Food processing companies
- Farmer's cooperatives
- Agritourism companies
- Makers of biofuels and animal feed
Types of Agribusiness Insurance for Gainesville Producers
There is no point discussing your coverage needs with a company that is not connected to the agriculture community. Insurance is not one-size-fits-all, and you need coverage specific to losses and risks tied to farming. Our agents watch the weather with the same concerns for high winds and unexpected freezes that you do because they know the factors that affect our clients’ agribusiness insurance in Gainesville. Here are examples of insurance products and risk management issues they may recommend to protect your investments:
- Transportation insurance – Whether your goods travel from Archer to Gainesville or from Alachua County to Canada, be sure they are protected every mile of the way.
- Fleet safety - If your business operates more than one vehicle, then it manages a fleet. HUB can help simplify your bill-paying by insuring all your cars and trucks under the same policy.
- Supply chain sustainability - Most food products derive ingredients from multiple sources, some of which are more reliable than others. Insurance can help protect from scarcity or cost fluctuations.
- OSHA compliance - Keeping up with changing OSHA regulations is not a simple task. Having an insurance agent on your side can save you from expensive fines.
- Worker safety and workers’ compensation - By focusing on maintaining a safe workplace you can keep your worker's compensation premiums low and minimize legal claims.
- Employee benefits compliance and administration - Noncompliance with employee benefits laws can result in fines and even criminal charges. Working closely with an insurance company can help you stay on top of changing regulations.
- Seasonal employment - Seasonal and migrant workers are key components of some business models that minimize labor costs. HUB can manage the risks that accompany this strategy.
The agribusiness insurance in Gainesville that we provide consists of multiple coverages customized into a package to address your unique risks. To create this set of policies we will analyze your day-to-day operations and determine your greatest sources of risk, whether they be from crime, cybersecurity, professional liability, workers' compensation claims, or copyright infringement. We want you to feel confident that your business is secure, no matter what happens.