Home Insurance: Montreal, QC

Add personal property coverage to your policy to keep your possessions safe. Beautiful furniture, priceless artwork, your wardrobe and other belongings are all a considerable investment. Ask your insurance agent about the personal property coverage amount of your policy and choose a limit that protects all your belongings in the event of a peril.

Some personal property policies are restricted to certain perils, so be sure you have proper coverage for common incidents in your area. Ask about belongings stored in other buildings on your property to ensure full coverage of your possessions.

Your home insurance in Montreal should offer peace of mind, not stress. Don’t choose a policy that is a financial burden, but work with a qualified insurance agent to find an affordable option that doesn’t leave you at risk. Trim certain areas and extend coverage in others to create the best coverage at a great price.

Additional Coverage Options

These are just the basics of home insurance in Montreal. There are many other coverage options that you should consider. Here are some areas that your insurance policy may not adequately cover:

• Renovations
• Additional structures
• Living expenses

A remodeled kitchen, finished basement or new addition can be an excellent way to add value to your home in Montreal. Unfortunately, your policy may no longer cover full replacement costs in the event of a tragedy. Update your policy to cover the added value of your newly remodeled home.

Other structures on your property, such as a detached garage or garden shed, may not be covered by your standard policy. Inform your agent of any additional structures to insure the buildings and contents.

When your home is damaged by fire or a flood, you need to find emergency housing as qualified contractors restore the property. Cover these extra living expenses with an insurance policy for added peace of mind.

Choose an insurance provider who understands your neighborhood and your situation. Some areas require unique protection plans. Homes in Montreal can be subject to flooding, freezing pipes and other hazards that may not be routine in other parts of the country or province, so choose a personalized home insurance policy that works for you.