Reduce Your Risks With the Right Coverage for Your Small Business
Great Falls is one of the best places for small businesses. A 2019 study on small cities most favorable for starting a new company ranked it 11th in the country. This city is business-friendly, offering reasonable real estate prices, developmental costs and tax rates. Obtaining business insurance in Great Falls, MT, protects against the risks small and local companies face.
The city offers opportunities for a wide range of industries, with an educated and willing workforce and a growing population. The area’s harsh winter conditions aren’t preventing the growth trend. Protecting your company and employees enhances your business’s security and potential for success.
Protect Your Company With Business Insurance in Great Falls, MT
Great Falls has more than 5,700 businesses. The competition is healthy, but it requires you to take steps to leverage your business against potential risks to ensure you can weather any rough patches.
HUB offers comprehensive business insurance in Great Falls, MT, with products that allow you to create a package that meets your company’s needs. We work with you to determine which of the following is right for you:
- Commercial property: This coverage protects your physical assets from hazards such as weather-related events, vandalism, explosions and building collapse.
- General liability: This coverage protects you against lawsuits for bodily, personal and advertising injuries. It also covers property damage by employees.
- Business interruption: Our business insurance for Great Falls, MT, companies includes the option to add coverage to guard against operational disruptions.
- Employment practices liability insurance: While this city has a great pool of talent and world-class companies, you can’t guarantee you won’t face an employee lawsuit. This coverage ensures you don’t suffer catastrophic financial losses from a legal battle with a worker.
- Professional liability: This coverage provides broad protection against lawsuits your company might face from a customer for misrepresentation, wrongful business practices or breach of contract.
- Business owners: This coverage allows you to combine the basics of property and liability protection into one policy.
You put your heart, energies and resources into growing your business. Our coverage enables you to protect your investment from various risk exposures.
Procure Coverage That Protects Your Employees
Employees are a valuable resource. Without them, many companies would cease to function or grow. Insurance is vital to safeguard your workforce:
- Cyber: Cyber insurance protects your company and your workers if your business is the victim of a cybercrime. Small businesses aren’t immune to data breaches; in 2021, cybercriminals targeted 61% of small-to-medium-sized businesses.
- Workers’ compensation: Montana law requires nearly every employer to have workers’ compensation to cover employees who sustain on-the-job injuries or illnesses.
Protecting your workers gives you and them peace of mind knowing that you’ve got their back if your company experiences a cyberattack or they get injured on the job.