Business Insurance: Boise, ID
If you need Boise business insurance, HUB International has you covered. Our money-saving business insurance includes liability and business property protection tailored to meet small and medium-sized business insurance needs.
Your HUB advisor for commercial insurance in Boise can help adjust your business insurance to meet your company’s specific needs and ensure that you don’t have coverage gaps. HUB wants to help you protect your investment, and we provide support and solutions to business owners.
What Does HUB International’s Business Insurance Cover?
Companies that don’t have commercial insurance can lose significant amounts of money if they suffer a loss. Don’t let that happen to you.
Business Liability Insurance
As careful as you try to be, people have accidents. Commercial liability insurance typically covers you for things like:
- Property damage that you or your employees cause
- Bodily injuries related to accidents that occur on your company’s property — for your employees, clients, visitors, and vendors
- Advertising injury — false advertising or slander damages
- Personal injuries due to employee negligence or actions
In Idaho, those injured by these situations can attempt to sue for pain and suffering in addition to their economic losses in some cases. Although state law puts a cap on non-economic damages, having to pay them without business insurance could ruin your company.
Your HUB International advisor will help you assess your risk, looking at things like the type of business you’re in, the products you carry or services you provide, and whether you conduct business solely on your property or if your employees travel.
Business Property and Building Insurance
Your company has many kinds of physical assets, and you need to cover all of them against loss:
- Fixtures and furniture
- Inventory
- Leased or owned equipment
- Outdoor fixtures like lighting, signs, fences, and furniture
- Your building(s)
The costs to repair or replace these items are often prohibitive unless you have sufficient commercial insurance coverage for your Boise business. The business property and building insurance portion of your business insurance may protect against loss from things like:
- Building collapse
- Civil commotion
- Damage caused by aircraft, vandalism, vehicles, and vessels
- Equipment breakdowns
- Explosions
- Some weather-related events
Ask your Boise business insurance advisor about the amount of coverage you should have, as this varies by location, the kind of property, and other factors.
Why Should You Choose HUB International for Your Boise Business Insurance?
You need to focus on growing your business without worrying about the financial risks of not having appropriate commercial insurance. When you choose HUB International, you’re joining our extensive network that can help you reach your business goals.
At HUB International, we embrace these core values:
- Accountability
- Entrepreneurship
- Integrity
- Service
- Teamwork
As the 5th largest insurance brokerage with over 530 offices and more than 14,000 employees in North America, we have the resources, knowledge, and experience to provide the right Boise business insurance for your company.