The Trusted Name in Auto Insurance
If there’s one thing Scarborough residents should think about, it’s road safety. This friendly, bustling Toronto area is an excellent place to live, but it’s not the safest place for driving. Scarborough has one of the highest accident rates in Canada, with seven out of every 100 cars getting into a crash. Car insurance in Scarborough is an absolute necessity.
The area’s low cost of living means many families commute to work every day in other parts of Toronto, which increases their risk of an accident. In just one year, Scarborough and surrounding areas had almost 11,000 serious injuries from car accidents. That’s an average of 212 life-changing injuries every week, or 30 every day.
Why Are There So Many Accidents on Scarborough Roads?
Accidents can happen for a variety of reasons, which makes them impossible to predict. About 15% of crashes in Ontario are caused by drivers who are distracted, such as sending or reading text messages on the road. Other common causes of car accidents in the Scarborough area include speeding, driving while intoxicated and ignoring safety signs and signals, such as traffic lights.
These statistics aren’t meant to stop you from driving. After all, a vehicle is often a necessity to provide for your family and enjoy life. The point is that you need to prepare wisely for possible accidents by choosing the right car insurance for Scarborough driving conditions.
Why Is Car Insurance in Scarborough a Protection?
At this point, you may wonder how car insurance helps keep you safe. After all, coverage kicks in after the accident, not before. The answer is that trustworthy vehicle insurance helps you deal with the aftermath of an accident smoothly. This can benefit your health, your life and your family.
Medical Care
With dependable car insurance, you can receive medical treatment quickly after an accident. You don’t have to fight with the other driver’s insurance company before getting the urgent care you need to recover. Personal injury insurance can even help with long-term care if required.
Vehicle Repairs
Your car, truck or SUV is probably a vital part of your life. It’s what you use to get to work, take your kids to school, buy groceries or take care of other errands. If your car is out of commission after a crash, it can disrupt your life in big ways. Collision insurance can help you cover vehicle repair costs or replacement quickly and simply.
Peace of Mind
When an accident happens, it’s a relief to know that you have somewhere to turn for assistance. You don’t have to cover all the bills out of your pocket. You can focus on your well-being and on taking care of your family. Comprehensive car insurance can even cover damage from things that are out of your control, such as extreme weather events or theft.
What Type of Coverage Is Best for Car Insurance in Scarborough?
At HUB International, we can customize an insurance package based on your needs. We offer a wide variety of auto insurance options:
- Personal injury and liability insurance
- Collision insurance
- Uninsured and underinsured motorist coverage
- Comprehensive insurance
Some types of insurance are required by law in Canada, but you can select the level of coverage and additional insurance options. The right package depends on how often you drive, where you drive and how many people are in your family.