Affordable Saint John Car Insurance
While Saint John has a proud history, the modern-day city has plenty to offer residents, especially if you own an automobile. With a population of over 130,000 people, this seaport city located on the Bay of Fundy has a variety of interesting cultural activities and natural features to explore. With heavy road traffic night and day, driving carefully and carrying car insurance for Saint John, NB, remains a necessity.
If you wish to see the high tides of the Bay of Fundy and the reversing rapids of the St. John River, you won't be alone. Over 300,000 visitors go to Fundy National Park yearly, and many of these people also explore St. John. This increased level of traffic in the city can lead to challenging driving conditions and more accidents.
You will also experience some difficult driving conditions in Saint John due to several climate factors. Temperatures occasionally fall below freezing, and the city experiences about 70 days of fog a year. The fog develops from the warm, moist air of the Atlantic Ocean, mixing with the colder air over the land mass. Good auto insurance protects you from the financial consequences of an unexpected road accident.
Quality Car Insurance for Saint John, NB, Drivers
Solid vehicle insurance provides a wide net of protection from the hazards of driving in New Brunswick. This area has unique risks and our HUB International brokers will help you find the best plan for your needs. Whether you own one or several vehicles, we will make sure a quality policy fits your budget while offering essential coverages.
Personalized Car Insurance for Saint John, NB, Residents
A valuable insurance policy has many components. It should accomplish several things at once, including meeting your financial needs, keeping your auto on the road after an accident (or replacing a totalled vehicle) and paying for the high cost of medical expenses related to an accident. A customized plan offers the best chance for success.
By law, you must carry a basic level of auto insurance in Canada, but you can always bolster your protection with various coverage options. Your plan can utilize these valuable insurance features:
Personal Liability Insurance
If you collide with another vehicle during foggy weather, you need protection from the costs of property damage and medical expenses. Based on the terms of your policy, liability insurance pays out claims as a result of an accident where you were at fault. Without this coverage option, you could face a heavy financial burden.
Collision Coverage
Strong car insurance in Saint John, NB, includes collision coverage. As many as one-third of car accidents only involve a single vehicle. This means the driver struck a stationary object or went off the road, causing property damage or injuries. Collision coverage pays for the repair or replacement of your vehicle in these types of situations.
Uninsured or Underinsured Motorist Coverage
If another driver causes an accident, they should have adequate insurance to pay for medical bills and vehicle repairs. That is not always the case. This coverage option makes sure you do not have to pay the expenses of an accident caused by another driver who fails to carry insurance.
Comprehensive Auto Insurance
Vehicles do not always get damaged while on the road. Vandalism, falling objects and hailstorms can result in extensive vehicle damage. Comprehensive coverage offers important protection in these situations.