Shared Economy Insurance Brokerage & Coverage

Shared Economy Insurance

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Tailored insurance for your shared economy business platform

Today’s shared, or gig, economy represents a variety of distinctive businesses and platforms encountering unchartered insurance-related shortcomings — from limited insurance marketplace options to cost-restrictive policies and coverage gaps. While the shared economy continues to grow and evolve, so do the myriad risks.

You need a partner with in-depth knowledge of your unique industry to ensure you receive affordable and tailored coverage to manage your risk effectively. HUB’s shared economy insurance specialists understand the sector, its challenges and exposures, and can help you find insurance solutions to protect your business and thrive.

Stay miles ahead of the competition with risk management tools and expert insights

It’s time to develop an insurance program that is as specialized as your shared economy operation. With HUB, your business will benefit from our long-standing relationships with insurance carriers, as well as our technological tools and industry knowledge to reduce your total cost of risk.

HUB’s shared economy insurance solutions provide comprehensive coverage with user-friendly technology to improve your operations and reduce costs. With access to fleet management software, telematics and behavior scoring technology through HUB Drive Online, our proprietary technology platform, and customized personal insurance through VIU by HUB, we will create the right coverage and risk management infrastructure to keep your business platform miles ahead of the competition.

We support many segments of the shared, or gig, economy including:

Transportation Network Companies (TNC)
Non-Emergency Medical Transit
Student Transport
Delivery Network Companies (DNC)
Rideshare Rental Operators
Peer-to-Peer (P2P) Rental Operations
Vehicle Subscription Models
Autonomous Vehicle Services and Platforms
Shared Scooter or eBike Platforms
On-Demand Service Providers
Cannabis Delivery
1099 Staffing Agencies and Aggregators

We will help you avoid potential roadblocks while guiding your business on the road to success

Business Insurance

Shared, or gig, economy and on-demand transportation insurance

Commercial Auto Insurance
VIU by HUB-enabled Bring Your Own (BYO) Insurance
General Liability Insurance
Occupational Accident Insurance
Workers’ Compensation
Excess Liability & Umbrella Insurance
Cargo Legal Liability
Contingent Liability

Business liability and property protection

Property Insurance
Garage Liability & Garage Keepers Legal Liability
Cyber Liability
Directors & Officers and Employment Practice Liability

Technology Solutions

Our proprietary technology platform, HUB Drive Online, integrates your data, risk management programs and service providers into a single platform, making it easier for you to manage your transportation operation and offer a better experience for your drivers.

HUB Drive Onboard
HUB Drive Compliance
HUB Drive My Claims Department
HUB Drive Contract Payment Service
HUB Drive ELD Dashboard
HUB Drive Safe App
HUB Drive Video View
HUB Drive Contract Review
HUB Drive Training Center
HUB Drive Claims Dashboard

Employee Benefits

Strategic Benefits Planning
1099 Contractor Benefits Portal
Compliance
Voluntary Benefits
Retirement Services
Health & Performance

HUB's shared economy solutions can help protect all businesses

Have you modified your workforce and added new service delivery methods, complicating your insurance? Do you need help managing a broad workforce of different services delivered by non-W2 employees? Are you worried about recent employment litigation and its impact on your business?

HUB’s shared economy solutions are available across all industries. Our HUB Drive Online digital infrastructure and tailored approach to placing insurance helps our clients streamline the management of any alternative workforce while maintaining compliance with jurisdictional or contractual obligations required therein.

With our expansive suite of hands-on risk management tools, our shared economy approach will align well with employee, gig-amplified or gig-adjacent traditional business models, including transportation, construction and engineering, agribusiness, hospitality, healthcare and more.

Contact a HUB broker to find out how our shared economy solutions can help your business.

Learn how HUB’s shared economy solutions can help your business

As the shared economy space continues to evolve, so do your risks. It’s important to work with specialists who understand the industry and can address your specific needs.

Contact a Broker