Farm Insurance: Waunakee, WI

Insurance Solutions for Waunakee Agribusiness

The Waunakee community takes pride in being the only Waunakee in the world, and with good reason. The area just outside the bustling metropolis of Madison is considered one of the most beautiful areas in the Midwest, and recent renovations has given downtown new life and great appeal. The love of the creative arts, the excellent school districts and the unique restaurants and shops make Waunakee a one-of-a-kind place to settle down and start your family or a business. If your business venture takes you into farming or ranching, our HUB brokers can recommend comprehensive farm insurance for Waunakee operations.

Who Needs Farm Insurance in Waunakee?

When people think of the Waunakee area or the greater Wisconsin agriculture, the immediate default is cheese production. However, there is more to the area than just dairy, as agribusiness accounts for around 12% of the entire state’s employment. Farming and ranching don’t have to include dairy to need comprehensive insurance solutions. Those who work in farming or support businesses are exposed to weather challenges that delay or ruin crops, broken down machinery, supply chain inconsistencies and more. The slightest interruption can ruin your livelihood.

The weather patterns in Waunakee can be slightly unpredictable, with warm and wet summers but winters that are dry, freezing, and windy. The temperature can vary, and many are worried about the impact of global warming on farming ventures. These are serious concerns, soil and water quality and quality will impact how successful your business will be. You don`t have the time to worry about these details, as you are too busy pulling in the harvest or keeping up with all your head of cattle. This is where the expert brokers are HUB can step in and provide peace of mind through farm insurance for Waunakee-area farmers. We insure the following:

• Dairy operations
• Orchards
• Wineries and vineyards
• Poultry and livestock farms
• Field and row crop farms
• Greenhouses and plant nurseries

What Are the Farming Liabilities in the Waunakee Area?

Farming operations come in many sizes and forms. Growing crops for public sale and consumption is much different than raising beef or dairy cattle. Since Waunakee is home to these farming ventures and more, it takes customized insurance policies to address the specific liabilities of each business. The brokers at HUB are familiar with the unique exposures and work to underwrite policies tailored to your specific needs. These needs may include the following liabilities:

• Bodily harm to employees, third-parties, or yourself
• Crop contaminations
• Pollution or environmental concerns
• Product liability
• Property damage

As your operations will vary from your neighbor down the road, it is important to have your farm insurance in Waunakee specifically written to your risks. These will vary according to how you operate the farm, where you source help for the farm, if you allow the public to visit your farm or ranch and how you handle chemicals or other pollutants. One of the benefits of working with a HUB broker is the extra help you receive in risk management.

Expanding the Coverage of Your Farm Insurance in Waunakee

Many people live and work on their farmland, turning their home into their place of business and vice versa. This creates additional risks that can jeopardize the personal assets belonging to you. Our HUB team has the experience and resources available to extend coverage into areas of auto insurance, farm liability, and combined policies that protect your home and loved ones.