A Connected People and Community
Located just 20 miles south of Boston, the town of Norwell offers a community feel to its residents and business owners. Situated along the scenic North River, this historic town once saw its growth fueled by the shipbuilding industry, though now it’s the community and amenities of the town that attract a lot of attention. Whereas some of the finest early American ships once came out of Norwell, the community is now home to professionals who commute into the big city, young families, and a number of eager entrepreneurs.
When it comes to Norwell, there is a close-knit connection that has everyone looking out for their neighbor. Real estate developers have worked hard to create a rural feel among the many communities despite being in close connection to the city center. Norwell has a school system highly ranked among its neighboring systems in the state, and there are many recreational spaces to spend the nights and weekends when the busy work and school week is over. Spend time relaxing at the Black Pond Nature Reserve, relive history at the Norris Reservation or improve your understanding of fine culture at the James Library and Center for the Arts.
Surrounded by nature and rubbing shoulders with some of the nicest people on earth can inspire and motivate you to do more for your community and fellow man. Norwell is the perfect place to start a nonprofit organization, as the town already has a heart for one another and is teeming with volunteer possibilities. Maybe you’ve already set forth on a mission to help mankind. Let HUB Insurance make sure your vision and sacrifice don’t go unprotected. Lawsuits and liabilities can keep you from providing a service that many depend on, and your volunteers are expecting you to keep them safe.
What Is Nonprofit Insurance for Norwell MA Organizations?
Nonprofit organizations aren’t run like a typical business, and though business insurance can help protect against most of the common liabilities associated with a business operation, there are several areas left unaddressed by a general business policy. The business protections a nonprofit need that also mirror a traditional business include:
- General liability
- Commercial auto
- Workers’ compensation
However, a nonprofit differs from a business because it often relies on volunteers, their skills and personal vehicles to accomplish much of the work. It could be staffing a community event, distributing food or aid packages or working in the office making phone calls. There are several different roles that volunteers could fill, creating liabilities that aren’t addressed in the commercial business plans.
Who Needs Nonprofit Insurance in Norwell MA?
Being a nonprofit organization has a broad interpretation, as there are a few roles and efforts an organization can take on. Under the umbrella term of nonprofit, the following agencies or services should invest in nonprofit insurance in Norwell MA:
- Public advocacy
- Religious organizations
- Educational institutions
- Cultural or arts-based organizations
- Crisis or care counseling services
- Foundations
Insurance provides a financial safety net against unexpected incidents and challenges, and as nonprofits operate on tight budgets, this financial security can make the difference between closing the doors or keeping the service going.
Benefits of HUB’s Nonprofit Insurance for Norwell MA Organizations
In addition to extending the insurance coverage to specifically address the risks of working with volunteers, using personal automobiles for transport, or maintaining full compliance with regulatory demands, HUB’s brokers are experts in risk management strategies for the nonprofit sector. By working to reduce the liabilities from a risk management perspective, your team has more time to work on your mission and deliver your services to the community.