Home Insurance: Chatham, ON

Whether you’re a first-time home owner or you’ve owned your current home for years, your house is an investment worth protecting. Having excellent home insurance in Chatham is essential for helping you recover from potential disasters and preventing you from being devastated by financial loss if faced with unforeseen circumstances. HUB International is ready to help you customize your Chatham home insurance policy to best meet your family’s unique needs so you can have peace of mind even in the storm.

Prepare for the Unexpected with Home Insurance in Chatham

For many people, their home is the last place they expect trouble to come their way. Your house is where you go to find security and comfort in a fast-paced world that often feels threatening and stressful. Yet, even your home is vulnerable to harm, and you should never take its current condition for granted. If your circumstances do take a turn for the worse, your home insurance in Chatham should offer coverage in several key areas:

• Dwelling coverage covers the costs of damage to the structure of your home due to insured perils.
• Loss-of-use coverage pays for the additional costs of living somewhere else during major repairs. This can include extra money spent on staying at a hotel and the cost of eating out.
• Other structures coverage covers other structures on your property that are not connected to your home.
• Contents coverage covers personal belongings loss due to damage, theft or vandalism at actual cash value or replacement cost. You are covered for lost belongings even if they are stolen from your car or another location outside the home.
• Personal liability coverage pays for legal and medical costs accrued if you’re liable for accidentally injuring someone else or damaging their personal property.
• Medical payments coverage pays for a guest’s medical bills if they are injured while in your home.