Liability Protection for Driving Around Kingston
Situated along the shores of Lake Ontario, the beautiful city of Kingston is sometimes referred to as the Limestone City. Massive limestone beds are located just under the topsoil, leading to the unique names, and many of the historical buildings of Kingston have been built out of the limestone by skilled masons. The fortifications around the city are also attributed to the plentiful supply of limestone. Now, the beauty of Kingston has expanded to include green spaces, an eclectic but harmonious community of diverse peoples and a rich culture of food, art, and other traditions.
For those who enjoy the arts, The Grand Theatre, Kingston Symphony, and the Agnes Etherington Arts Centre all showcase both world-class and local talent. Coffee shops and local pubs provide rich refreshments post-events, with several wineries and craft breweries bringing the local tastes to the table. There are plenty of local vendors who showcase cheeses, local meats and baked goods, and a trip around Kingston will take you by several farmers’ markets.
For those who love life on the water, nearby Lake Ontario provides plenty of exercise, entertainment, and relaxation opportunities. Walking trails, kayaks, scenic picnic places, swimming, fishing, and much more are all possibilities depending on the time of year. There are plenty of places to go around town for dining, relaxation, work or entertainment, and each journey can be a little safer with Kingston car insurance from HUB International.
Requirements for Kingston Car Insurance
It’s important to understand that car insurance in Ontario is the law. All motorists must carry insurance or face fines and other disciplinary actions. It doesn’t matter whether you own or lease your vehicle. If you are found driving without a valid insurance policy, the consequences can be severe:
- Fined between $5,000 to $50,000
- Have your license suspended
- Have your vehicle impounded
- Be found personally responsible for the costs and losses of an at-fault accident
Liability Protection with Kingston Car Insurance
Kingston is known for having an affordable cost of living when compared to other major cities like Toronto. Fewer financial stressors often create a higher quality of life, but one poor decision could take that benefit from you. Owning and operating a motor vehicle involves some risk, and you may bear the full financial weight resulting from an accident when damages or losses occur. Here are some of the more common liabilities associated with car accidents and car ownership:
- Medical costs for other people hurt in accidents that are your fault
- Property damage that occurs as the result of an accident you cause
- Damage to your car from falling debris during severe weather
- Legal costs (lawyer expenses or court settlement fees) if you are ever sued for an accident
- Damage or loss of personal property if your car is the target of theft or vandalism
HUB’s Assurances for Kingston Car Insurance
The risks and liabilities you face from owning a car or driving around Kingston can be addressed through a quality insurance policy from HUB International. Our brokers have decades of experience in recommending auto insurance that directly addresses your budget and lifestyle. Not having enough insurance can be as damaging as not carrying any at all, but our brokers will make sure you know the best coverage situation for your risks. We can expertly evaluate the factors impacting your risks and estimate the costs of your potential risks.