HUB Wrap-Up Liability Insurance
Smart protection for construction risk
Construction projects come with risk. Managing liability coverage across multiple contractors and subcontractors is a challenge and can lead to coverage gaps, costly delays and confusion. Without a unified approach, project owners face administrative burdens and unpredictable claims outcomes. HUB Wrap-Up Liability Insurance is an exclusive, project-specific coverage designed to bring all parties under a single policy so you can protect your bottom line, reduce complexity and keep your project on track.
Comprehensive protection under one policy
HUB Wrap-Up Liability Insurance provides a single, consolidated insurance solution for all owners, general contractors and subcontractors on a project. Instead of relying on multiple individual policies, this centralized approach reduces the risk of gaps and inconsistencies while simplifying policy management across the entire project lifecycle.
With access to a dedicated panel of top-tier carriers, HUB offers best-in-class terms and conditions, customized to meet the needs of each individual project. With bulk purchasing power, clients benefit from significant cost efficiencies, and a 24-hour application turnaround ensures you can move quickly when timelines are tight.
Built for construction projects across Canada
HUB Wrap-Up Liability Insurance is a powerful tool for construction risk management in Canada, helping reduce administrative burden, streamline claims and improve outcomes for all parties. Our standardized application and policy wording help minimize errors and streamline communication.
This exclusive program is available to Canadian clients, including those in Quebec. It’s ideal for organizations involved in commercial construction, real estate development and renovation projects across a wide range of industries: real estate, education, healthcare, agribusiness and more.
Contact a HUB construction insurance specialist to learn how HUB Wrap-Up Liability Insurance can help protect your next project.
FAQs
Wrap-up liability insurance is ideal for general contractors, subcontractors, project owners and commercial real estate developers who are managing mid- to large-scale construction or renovation projects. When multiple parties are involved, this solution provides a single, unified policy that ensures consistent protection across the board, eliminating the risks and administrative complexity that come with managing individual liability policies.
A wrap-up policy provides coverage for third-party bodily injury, property damage and completed operations occurring on or around the construction site. It can also include valuable extensions, such as Damage to Existing property coverage which is important for renovation projects where existing structures are exposed to new risks. Policies are customized based on project size, scope and structure.
A CIP is a centralized insurance solution where project specific policies are procured by the project owner or general contractor to cover all owners, contractors and subcontractors involved in a specific project. This approach simplifies administration and ensures consistent coverage terms. It also improves claims handling by having one carrier and one point of contact managing claims across the entire job site.
HUB Wrap-Up Liability Insurance is designed for a wide range of commercial and institutional construction and renovation projects across Canada. Qualifying projects include new builds, large-scale developments and renovations in sectors such as real estate, education, healthcare, agriculture and industrial facilities.
HUB’s panel brings together top-tier carriers selected for their ability to offer reliable coverage and responsive service. Clients gain access to negotiated terms and competitive pricing not available through standard market channels. Combined with HUB’s deep construction expertise and 24-hour application turnaround, project owners receive tailored protection along with expert support from HUB's construction risk management team in Canada.