Charter School Insurance

Strength in numbers: Aggregate with other charter schools and win

Charter schools face challenges related to curriculum design, financial management, policy advocacy, community relations, parent involvement, staff development and long-term planning. They also face risks like cybersecurity and student safety in a constantly changing educational environment. At the same time, charter schools need to attract and retain qualified teachers and other dedicated support staff to achieve their academic goals. With a shortage of educators and ever-increasing budget pressures, finding and keeping employees can be a challenge — one we've been helping charter schools face for a long time.

Our risk, insurance and employee benefits specialists can help your school develop a comprehensive risk management plan and an attractive employee benefits package to help you succeed. We've launched unique, exclusive charter school solutions and have education insurance experts across the country. We partner with hundreds of schools, working together to manage all risks associated with their operation and implementing a strategic approach to managing that risk in the fluid, fast-paced charter environment.

Attract and retain the talent you need

Increasing salaries and rising health insurance premiums are tough on already tight compensation budgets. We're showing charter schools a better way to manage health insurance, the most expensive component of non-salary compensation. The resulting lower cost provides budget savings to support salary initiatives and enhance benefit offerings. There are solutions...our charter school clients are changing health insurance from a historical challenge to an immediate opportunity.

Another important area of concern in employees' lives is their plan for retiring and living securely in retirement. If your school offers a retirement plan for your employees, HUB Charter can provide retirement plan design, investment solutions, compliance guidance and financial education for employees.

Build a tailored risk management program

Our charter school practice has a dedicated team that will help you understand the nuances of charter school insurance coverage, while building a risk management plan that protects you from current and emerging exposures. We will help you build a multi-year strategy that covers:

• Risk control measures
• Contractual risk mitigation
• Cyber risk analysis
• Dedicated claims adjusting team
• Coverage audit and benchmarking
• Total cost of risk analysis